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Payment Policy

Dental insurance accepted in Boynton Beach—with flexible payment policies designed to make quality care convenient, transparent, and affordable for every patient.

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A woman has a dental check-up in dentist surgery.

Affording quality dental care should never stand between you and a healthy, confident smile. At Boynton Beach Dental Services, we work with you to make dental treatment accessible through a variety of payment options. Whether you need routine preventive care or comprehensive cosmetic procedures, understanding what insurance plans we accept and what payment methods are available helps you plan for the care you deserve without financial stress.


Our office accepts multiple payment types to accommodate different financial situations. We understand dental costs can feel overwhelming, particularly for more involved procedures. That’s why we’ve designed our payment policy to provide flexibility while maintaining the highest standard of care from Dr. Eliseo Fiffe and Dr. Katiuska McIntosh.

Insurance Plans We Accept At Boynton Beach Dental Services

We accept most PPO dental insurance plans. Preferred Provider Organization (PPO) insurance typically offers you the freedom to choose your dentist while maximizing your benefits. Our team will submit claims directly to your insurance provider and help you understand your coverage details before starting treatment. We also work with patients who have fee-for-service insurance arrangements, processing claims efficiently so you can focus on your oral health rather than paperwork.

For patients covered under Medicare Advantage plans, we’re pleased to serve as an in-network provider for many of these plans. Medicare Advantage often includes dental benefits not covered under traditional Medicare, helping seniors and eligible individuals access necessary dental care. Our staff can verify your specific Medicare Advantage coverage and explain what dental services qualify under your plan.

We accept hybrid insurance models as well, which combine different payment structures to give patients maximum flexibility. If you’re unsure whether your plan qualifies, our administrative team can verify your benefits during scheduling.

Insurance Plans We Do Not Accept

To ensure we can provide the focused, personalized care our patients expect, we do not participate with Medicaid or HMO (Health Maintenance Organization) insurance plans. While we respect that these plans serve important roles in healthcare, the limitations they place on treatment options and provider reimbursements would compromise our ability to deliver the comprehensive care our patients deserve.

If you carry one of these insurance types, you may still receive treatment at our office by paying out of pocket. Our staff will provide you with a detailed treatment plan and cost estimate before any procedures begin. You’re welcome to submit claims to your insurance provider for possible reimbursement, though coverage cannot be guaranteed for out-of-network services.

Young female is lying in dental chair during procedures for healing her teeth with equipment

Payment Methods For Our Patients

We accept several convenient payment methods to make settling your account simple. Cash, personal checks, and all major credit cards are accepted. For patients who prefer to pay in installments, we offer in-house payment plans specifically for Invisalign treatment. This option allows you to invest in straighter teeth without the burden of paying the full cost upfront.

While we do not offer in-house payment packages for other procedures, we work with CareCredit and other third-party financing companies that specialize in healthcare expenses. These financing options often feature low or zero-interest plans if paid within promotional periods. Our team can help you apply for healthcare financing and explain terms that fit your budget.

Treatment Estimates and Financial Planning

Before beginning any significant dental work, we provide detailed treatment estimates. These estimates outline the costs involved, what portion your insurance may cover, and what you’ll be responsible for paying. Transparency matters to us. You should never feel surprised by unexpected bills or hidden fees.

Our administrative staff will contact your insurance provider to verify your benefits before treatment whenever possible. This verification process helps us determine your deductible status, annual maximum, and what percentage of the procedure cost your plan will cover. For cosmetic procedures like porcelain veneers or teeth whitening, which are typically not covered by insurance, we’ll discuss all costs upfront so you can make informed decisions.

Maximizing Your Dental Benefits At Boynton Beach Dental Services

Most dental insurance plans operate on a calendar year, meaning your benefits reset each January 1st. Many plans also include annual maximums, which are the total amounts your insurance will pay for dental care in one year. If you have remaining benefits as the year ends, scheduling preventive care or necessary treatments before December 31st ensures you don’t lose those dollars.

Our team monitors your benefits throughout the year and can alert you if you have coverage remaining. Regular cleanings, exams, and preventive services like comprehensive exams are often covered at 100 percent under most PPO plans, making them an excellent way to use your benefits while maintaining optimal oral health.

Questions About Dental Coverage?

Understanding dental insurance can feel confusing. Terms like “usual and customary fees,” “waiting periods,” and “frequency limitations” may leave you with more questions than answers. That’s why our office staff takes time to explain your coverage in clear, straightforward language. If your insurance denies a claim or requires additional documentation, we’ll work on your behalf to resolve the issue.

You can always contact our knowledgeable staff to discuss your insurance questions or payment concerns. We’re here to help you navigate the financial aspects of dental care so you can focus on achieving the healthy smile you want.

Schedule Your Appointment at Boynton Beach Dental Services

Quality dental care shouldn’t be out of reach because of payment concerns. At Boynton Beach Dental Services, Dr. Eliseo Fiffe and Dr. Katiuska McIntosh combine clinical excellence with financial accessibility. With our range of accepted insurance plans and flexible payment options, we help Boynton Beach families get the dental treatment they need without unnecessary stress.

Whether you need dental implants, routine care, or a complete smile makeover, we’ll work with you to make it happen. Ready to schedule your next appointment? Contact us today to verify your insurance benefits and discuss payment options.

Meet Our Dentists

Dr. Katiuska McIntosh Falcon

With over two decades of dedication to the art and science of dentistry, Dr. McIntosh is committed to providing her patients with exceptional care, blending her international experience with a deep passion for advancing dental health. Read More

Dr. Eliseo Fiffe, DDS

Dr. Fiffe brings over 30 years of dental expertise to Boynton Beach Dental Services, specializing in advanced implant procedures to restore smiles with precision and care. His commitment to excellence ensures that each patient receives the highest quality of dental implant treatment.